Reaping the whirlwind

So now the institutions are reaping the effects of lending to people who can ill afford the debt and "spread betting" to cover their risk taking.
So what!, it is unlikely that the whizz kids , new on the block of this finacial balancing act will suffer. No it is the world wide pension funds and the small investors backing industry for the long haul who will suffer.
Again common sense has been turned on its head for short term gain.